When you have an accident in your vehicle, you will need to fill out a car insurance claim form. This given to you by your carrier, and when you first receive your policy, you should look it over to understand how it works.
Where Should You Keep Your Accident Claim Form?
Most people keep their accident claim form in their glove compartment along with their registration and insurance cards. Other people keep them at home in a file cabinet. It is best to have it in your car with you so that you can use it right away at the scene of the accident.
Information That You Will Need
You will need the information from your accident to write on the claim form. Your name, address and phone, plus the other person’s is important. You will also need to know what types of vehicles and what damage has been done. That is why it is a good idea to keep the claim form in your car so that you can get to it fast. The claim form helps you to keep all the information in one place so that it can be given to your insurance company.
If You Don’t Have Insurance, You Will Be Fined
You will be given a large fine if you don’t have car insurance. It is required by law to have the coverage on any vehicle that you own. If you don’t have the insurance, you won’t have a claim form, and therefore, all of the expenses will be given to you. This can add up to be very costly. Be sure to get the insurance as soon as you get a vehicle to be on the safe side and follow the law.
What Else Do You Need To Know About A Claim Form?
If you don’t have a claim form with you, you can always call the insurance company directly. Their number should be on your insurance card and policy. Be sure to explain to them that you don’t have a claim card, and they will send you some. Be open and honest with them, and they will assist you.
Tips For Driving Safely
There are ways that you can help to protect yourself on the road. You will need to make sure that you jot these down. Take a look at this list, and be sure that you follow these tips:
- Always pay attention to the drivers around you.
- Proceed with the speed limit.
- If the weather is bad, go slower.
- Make sure that you pull over if you need to.
- Keep the distractions in your car to a minimum.
- No texting, talking on the phone or anything else that takes your eyes off the road.
- Be sure that you pay attention to the road signs, and use your turn signals.
- Don’t tail the person in front of you.
- Arrive safely at your destination.
Filling out your insurance claim form at the accident scene is a good idea so that you have all the information right there in front of you. If you don’t have time to do that, you can fill it out when you get home or to somewhere that you have the time to do so. Make sure that it is filled out correctly so that it will go through as soon as possible.